Ora
NZD lending on Aave v3
Supply liquidity or borrow against crypto collateral in a Sepolia development market built for New Zealand dollar-denominated finance.
Sepolia testnet · not production ready
What you can do
One market for supply and borrow
- 01
Supply NZD liquidity
Deposit USDX and earn a variable rate that tracks market utilisation.
- 02
Borrow without selling
Lock WETH or WBTC as collateral, then borrow USDX against it.
- 03
Track health in real time
See borrowing capacity and health factor from live Aave v3 reads.
- 04
Rates that move with demand
Supply and borrow APRs rise as the market fills. Clear, on-chain maths.
The app
Built for clear positions
Balances, rates, capacity, and health factor from the same contracts as the development market. No simulated transactions.
Layout preview. Figures appear after you connect on Sepolia.
How it works
Collateral, rates, liquidation
Collateral
Borrowing power comes from oracle prices and each asset’s risk parameters.
Variable rates
Utilisation sets the curve. More borrowing lifts both supply and borrow APR.
Liquidation
If health factor drops below 1, liquidators can repay debt and seize collateral.
Try the Sepolia market
Claim mock USDX and WBTC, fund gas with Sepolia ETH, then supply or borrow through the live interface.